Dining & Bedroom Protection Plans

Keep your new furniture looking its best

Dining & Bedroom Protection Plan Reviews:

"Water marks and ink. Disappointed as the table seems fragile to spills and general use. Felt great to see the table fully restored. Technician extremely competent. Thank you."

— Mr Soowamber (Mar 2016),

"Small marks on our dining table caused by family members after family dinner. I felt disappointed however knew as it was accidental damage that Guardsman will repair it as per my insurance policy. Lots Better and Brand new again"

— Ms Traynor (Mar 2016),

"small grease(?) mark on matt lacquered table top. Somewhat annoyed as table was only weeks old. Mark was completely removed and lacquered finish restored. Very pleased with the result. It is always pleasant to find a service that does what it claims."

— Mr & Mrs Britton (Mar 2016),

"The damage that was done to our lamp table, was in the form of a 'divot' following the corner of a carriage clock hitting it. As it is a fairly new piece of furniture it was very disappointing to see this. (It's now) As good as new. You would be very hard pushed to see the repair, even a close distance. The colour match between the repair and the wood grain is excellent. Very pleased."

— Mr Mitchell (Mar 2016),

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A Protection Plan is an underwritten insurance product for new furniture. A Protection Plan differs from other insurance products and warranties as it covers your furniture against accidents.

A Dining & Bedroom Protection Plan provides coverage for a wide range of furniture in a variety of finishes. Cupboards and cabinets, dining room suites, occasional tables, bedroom drawers, and wardrobes; wood, marble, stone, stainless steel, onyx, and mirror finishes - they’re all covered.

There are two levels of coverage depending on the plan you choose to purchase. These represent the standard levels of Dining & Bedroom Protection Plans available. However please be aware, some retailers choose to offer different levels of coverage together. 

Dining & Bedroom Plus – accidental stains and accidental damage
Dining & Bedroom Platinum – accidental stains, accidental damage, and structural faults


How your Protection Plan works

You can claim for as many incidents as you need over the term, which provides you with 5 years of coverage, from the date your furniture is delivered. The Protection Plan is a one-off payment. There are no excesses to pay if you ever need to claim on your plan, no annual renewal costs, and you’re completely covered for parts, labour, and replacement items up to the indemnity value of your plan. Your indemnity value is the price you originally paid for your furniture.


Making a claim on your Dining & Bedroom Protection Plan

Don’t worry making a claim is very straightforward. You can begin the claims process online by downloading a claim form. The explanation on the web page gives you a simple walkthrough of how to go about submitting your claim and what you can expect next.

It’s important that if you ever need to make a claim on your plan to report it to us as quickly as possible. A Protection Plan is not a substitute for regular care and cleaning. We’ll take care of the accidents but the day to day care is down to you. We also sell effective and professional wood care and repair solutions designed and recommended for surfaces susceptive to heavy use such as tables, chairs, kitchen cabinets, drawers, and banisters.

You can also visit our FAQ page to see answers to our most commonly asked questions.


While we cover for the accidents unfortunately we don’t cover for:

x General cleaning
x Wear and tear
x Build up and gradually occurring stains or soiling
x Colour change
x Animal chewing


What does a Dining & Bedroom Plan cover?


Accidental Stains
  • Water spillage
  • Nail varnish remover
  • Drinks such as red wine or coffee
  • Unidentifiable staining such as a stain appearing after a party
  • Food such as curry or pizza
  • Inks such as biro, felt tip or permanent marker
  • Air fresheners
  • Glue
  • Nail varnish
  • Dye spillage
  • Grease from spilt food
  • Candle wax


Accidental damage
  • Scratches caused by keys
  • Tears or rips to the covering chair fabric
  • Heat rings caused by hot plates and cups
  • Broken glass caused by a dropped item


Structural faults
  • Frame loose, fractured or cracked
  • Leg defect
  • Bending of frame
  • Bolts are showing through
  • Stitching coming undone